add water and oats in a bowl, mix and cook till the oats is soft. can add more water according to your amount of wat r for better cooking.
1
add milk when the oats gets cooked and let it to form bubbles all over the oats.
2
remove from heat let it cool for 5 mins.
3
add 1/2 tbsp chocolate chip. then add banana slices and top with remaining chocolate chip
4
if using for diet breakfast no need to add sugar. or can add little sugar when boiling. also if dieting add no fat milk otherwise can add whole milk for creamier taste